http://softwareascraft.com/tags/technical-debt/Recent content in Technical Debt on Software As CraftHugoenCopyright ©2025 Software as Craft LLC.Thu, 18 Jun 2026 07:48:26 -0900http://softwareascraft.com/talks/compound-interest-works-both-ways/Thu, 18 Jun 2026 07:48:26 -0900http://softwareascraft.com/talks/compound-interest-works-both-ways/<h2 id="compound-interest-works-both-ways-technical-debt--the-choices-we-make" class="heading ">Compound Interest Works Both Ways: Technical Debt &amp; the Choices We Make<a href="#compound-interest-works-both-ways-technical-debt--the-choices-we-make" aria-labelledby="compound-interest-works-both-ways-technical-debt--the-choices-we-make"> <!-- <i class="fas fa-link anchor"></i> --> <svg class="svg-inline--fa fas fa-link anchor" fill="currentColor" aria-hidden="true" role="img" viewBox="0 0 640 512"><use href="#fas-link"></use></svg>&nbsp; </a> </h2> <p>We all understand compound interest when it comes to money—small, consistent investments grow exponentially over time. But the same principle works in reverse. In software development, every shortcut you take, every time you skip the craft practices that make code maintainable, you&rsquo;re taking out a loan against your future velocity. And the interest rate? It&rsquo;s brutal.</p>